Last modified: September 23, 2020
GuideToConsolidation.org ("GTC") is a website owned and operated by VL Solutions, LLC ("VL"). GTC does not charge you, the consumer, any fees for its services. GTC receives its compensation directly from lenders by matching and presenting loan offers. If a lender approves you for a loan, your lender will determine and provide the fees or costs associated with your loan.
Licensing and Disclosure
GuideToConsolidation.org ("GTC") is a website owned and operated by V L Solutions, LLC where interested consumers can be made aware of lenders and personal loan offers. VL does not originate, make loans, or make any credit decisions in connection with loans. We are not an agent of either you or any participating lender. VL only provides a marketplace service by matching consumers with lenders. You are under no obligation to use GTC to begin any financing process. VL also does not guarantee that submitting any requested information on GTC will result in the origination of a loan. The information you submit to VL is not an application for credit. VL provides your information to a select group of service provide lenders so that they may contact you. VL cannot guarantee that you will receive a loan with the most advantageous rate or terms. VL lender network rates range from 5.99% to 35.99% APR and loan terms range from 24 to 84 months. You will have to complete a lender application before receiving an unconditional loan offer. The lender you select will determine and provide the fees or costs associated with your loan.
State License Information
VL Solutions, LLC is a registered LLC in the State of Maryland (W19604552). VL does not provide services in all States. The following states do not require a license to provide our services - AL, AK, AR, AR, CA, CO, FL, KY, MI, KY, MS, MO, NE, TN, UT, SD, MT. Upon licensing approval, VL may provide loan marketplace services in MD, PA, NV, and TX. Licensing is available on https://www.nmlsconsumeraccess.org. Some states may require that additional information and disclosures to be given to you in connection with the provision of these services.