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Why People Choose Us

Personalized Results

We combine expert advice with cutting edge technology, so you get personalized results based on your profile, goals, and credit situation.

Friendly, Expert Help

Customer support is one of the biggest reasons why customers choose us. Our financial representatives are specially trained to help you make sound decisions and can answer any questions you may have. We are always happy to help you!

Convenient and Free

We have extensive service hours, so you can get the help you need when you need it. Best of all, our services are free.

Young man and woman wearing t-shirts with Guide To Consolidation logo.

©2023 VL Solutions, LLC.

VL Solutions, owner of GuideToConsolidation.org (“GTC”) provides an online marketplace where interested consumers have an opportunity to receive loan and non-loan offers from a network of service providers. We are not lenders or creditors and do not make credit decisions. Referral arrangements with our partners make it possible for you to apply for a loan. Annual Percentage Rates (APR) range from 6.25% to 35.99% and loan terms range from 24 to 84 months. The APR calculation includes all applicable fees, including the loan origination fee. For example, a four year $10,000 loan with an interest rate of 16% and corresponding APR of 19% would have an estimated monthly payment of $299 and a total cost $14,352.